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50 Years of Empowering Lives

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50 Years of Empowering Lives

Cookie Policy

Stima DT Sacco Limited (“us”, “we”, or “our”) is a Sacco regulated by SASRA to offer financial services. We operate the website, which provides more information of us and our various products and services (collectively, the “Services”).

Our website uses cookies when you access our Services over the Internet. We explain which types of cookies we use, why and when we use them. Before we can use some – but not all – of these cookies, we need your consent.

We encourage you to familiarize yourself with our Data Privacy Policy which outlines your rights in relation to our collection and use of your personal information. To the extent permitted by the applicable law, by accessing or using our Services, you accept the data practices and terms detailed in this Cookie Policy. Please note that the acceptance of cookies is not a requirement for visiting the website.

What are cookies? Cookies are harmless text files that websites place on the computers and mobile devices of people who visit those websites. These text files allow a website to remember your device and how you interacted with the website.

Types of cookies that we use.We use first- or third-party cookies. First-party cookies are owned and created by the website for which we are responsible. Third-party cookies are owned and created by an independent company, usually a company providing a service to the owners of the website.

The cookies used on our Services may be categorized as:
• Basic performance – ‘necessary’ or ‘essential’ cookies. We use essential cookies to operate the core functions of our website. We do not require your consent to use these cookies, but you may be able to block these cookies for yourself on your device/browser. However, without these cookies, our site is unlikely to work as you would expect.
• Help us to improve – ‘analytics’ cookies. Analytics cookies are used by us for statistical analysis purposes. This helps us to understand how visitors use and move around our website, which inform improvements and adaptions to our website to best meet our visitors’ needs by, for example, making the most popular features the easiest to find and access or ensuring that our site works properly on the devices and technologies that our visitors use.
• Social media cookies. We may configure social media plug-ins on our website to only set cookies on devices used by logged-in members of those social media platforms. For example, we may advertise the services that we provide and job opportunities on certain third-party websites such as LinkedIn. We use cookies from those third parties’ sites on our own website to:
o provide us with anonymized demographics and browsing activity information of the logged-in visitors to our own website
o help us to tailor our advertising on the websites of those third parties to previous logged-in visitors to certain pages of our own site; and
o help us measure the effectiveness of our advertising.
We will only set analytics and social media cookies where you have provided us with your consent. Where we process your personal information using these types of cookies, we do so on the basis of that consent. Please note that rejecting our analytics cookies will prevent us from collecting the data described above to improve our site for you and other visitors. However, the performance and functionality of our site will not be affected.
The following are some examples of information that we collect and how we may use it:
• To recognize new and visitors
• To improve our website and better understand your visits on our platforms.
• To integrate with third party social media websites
• To evaluate our sites’ advertising and promotional effectiveness (we own the anonymous data collected and don’t share it with third parties)

How to manage cookies using your browser
All recent versions of popular browsers give you a level of control over cookies. You can set your browser to accept or reject all, or certain, cookies by following the instructions provided by your browser (usually located within the ‘Settings’, ‘Privacy and Security’ section).  
If you use your browser settings to block all cookies, which would include blocking our ‘basic performance’/ essential cookies, you may not be able to access all or parts of our site.

Stima and Cookies

This website uses cookies to ensure you get the best experience on our website. Read our Cookie Policy to learn more

remittance options


  • Customer downloads app pesadirect or visits
  • After installing the app, enter the amount to Send and click “continue”
  • Click “Sign Up” or login if you had previously registered on
  • Sign up as a new user
  • Select Receive Method as “Bank or Sacco Deposit”. Click “Add new Bank or Sacco”
  • Select Stima Sacco from the list
  • Enter your Stima Sacco Account Number 802*******00, and click “Add Bank or Sacco”
  • Add your method of payment (Debit Card preferred)
  • Review order information, and if OK, click “confirm”
  • Your Transaction is Complete! You may download the receipt for your records


Bank details to use

  • Account name: Stima Sacco Society
  • Account number: 01120069062600
  • Bank: Cooperative Bank
  • Branch: Stima Plaza Branch
  • Swift Code: KCOOKENA
  • Branch Code: 11035


Members with mpesa access can send directly using the Paybill options below.

Deposit using Mpesa

  • You need to be an M-PESA registered customer
  • Go to M-PESA on your phone menu
  • Select Payment Services/ Lipa na M-Pesa
  • Select Pay Bill Enter 823244

For Monthly Deposit, enter 802xxxxxxx00, where xxxxxxx is your member number.

For shares Capital, enter 800xxxxxxx00, where xxxxxxx is your Member number.

For Deposit into Prime a/c enter 801xxxxxxx00, where xxxxxxx is your member number.

NB: Your membership number ought to be seven digits.

  • Enter the amount you wish to pay
  • Enter your M-PESA PIN, confirm details are correct and press OK