• The Sacco reaches out to customers in their places of work/businesses.
• They can access loans typically for working capital, investment, asset finance and trade finance.
• Credit appraisal of the group is done to determine the purpose and ability to repay.
• Loan security – Group guarantees, savings, collateral e.g., title, MV logbook etc.
• They can also access repeat and larger loans based on repayment performance.
Mpawa Insurance Agency is fully owned by Stima DT Sacco Society Limited. The Agency was licensed under the Insurance Act on 20th May 2019 and offers all classes
of insurance, both life and non-life including medical products.