Stima DT Sacco diaspora banking assures Kenyans residing outside the country a haven for savings, access to affordable credit with impressive dividends return. Affordable, safe money transfer options with easy access to monitoring of accounts online.
Access our Services
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Application Requirements:
Registration fee table
Category | Registration Ksh | Share Capital Ksh | Min. Monthly Savings Kshs |
|---|---|---|---|
Diaspora | 500 | 25,000 | 1,000 |
Fill in your contact details below and attach the required documents.
Fill in the details below and one of our diaspora representatives will get back to you
Bank details to use
Members with mpesa access can send directly using the Paybill options below.
Deposit using Mpesa
For Monthly Deposit, enter 802xxxxxxx00, where xxxxxxx is your member number.
For shares Capital, enter 800xxxxxxx00, where xxxxxxx is your Member number.
For Deposit into Prime a/c enter 801xxxxxxx00, where xxxxxxx is your member number.
NB: Your membership number ought to be seven digits.
Country | State | Name | Contact | Email |
|---|---|---|---|---|
USA | Texas
| Jim Nahashon | +12817732467 | Spearman50@gmail.com |
USA | Arizona | Dr. Mungai Kamiti | +16304632688 | mkamiti2009@gmail.com |
USA | Washington | Mariah Kalungu | +12064878947 | mariahkalungu@gmail.com |
Australia | South Australia | Josephine Mwirigi | +61431423744 | josephine2.mwirigi@gmail.com |
Loan Amount: 3X members Alpha deposits
Loan pricing:
• Method of calculation: Reducing Balance.
• Seed Loan & Insurance Fund: 1.5%
Loan Tenor:
• Up to 48 months (Subject to remaining contract
period).
• Max 60 months (If borrowing 2X Alpha Deposits).
Loan Amount: 4X members Alpha deposits.
Features.
• Method of interest calculation: Reducing Balance.
• Seed Loan & Insurance Fund: 1.5%
Loan Tenor:
• Up to 72 Months (Subject to remaining contract
period).
Loan Amount: 3X members Alpha deposits for Normal
Loan holders.
• Maximum of 3 emergency/ School fees loans at
any time (Ratio 1:2).
Loan pricing:
• Method of interest calculation is flat rate.
• Seed Loan & Insurance Fund: 1.5%
Loan Tenor:
• Up to 12 months (Subject to remaining contract
period).
Loan Amount: 4X members Alpha deposits .
Loan pricing:
• Method of interest calculation: Reducing Balance.
• Seed Loan & Insurance Fund: 1.5%
Loan Tenor:
• Up to 15 months (Subject to remaining contract
period).
Method of interest calculation: Reducing balance.
• Seed Loan & Insurance Fund: 1.5%
• For loans amounts above 5 Million, specific
insurance cover will be required for Small &
Medium Enterprises, Corporates, and groups.
Loan Term: 36 Months.
Mode of Repayment: Internal Standing order Frequency
of repayment: Monthly.
Mode of Loan Disbursement: Prime Account.
Loan Amounts: 3X Alpha deposits.
Loan Amount:X4
Loan tenor: 60 Months Reducing balance14.0%
Land Purchase X5 Up to3,000,000 60 Months Reducing balance 14.0%
Whole House I X5 Up to 4,000,000 120 Months Reducing balance 14.0%
Whole House II X5 4,000,000 – 15,000,000 144 Months Reducing balance 14.0%
Home Improvement X5 Up to 500,000 24 Months Reducing balance 14.0%
This is a mortgage loan product under the Kenya Mortgage Refinance Company (KMRC) refinancing program. The KMRC Mortgage loan will enable Stima Sacco Members to buy a residential house or purchase
land for construction at competitive rates. The mortgage facility is available to
1. Individuals in permanent employment or on contract.
2. Individuals in Business or those who have rental income.
Security for the property is the title for the property being bought or under construction. An additional tangible security may be required where the property is not sufficient to cover the loan.
Product Benefits
• Enable members access funds at competitive rates.
• Flexible security requirements.
