your future secured


Mpawa Insurance Agency is fully owned by Stima DT Sacco Society Limited. The Agency was licensed under the Insurance Act on 20th May 2019 and offers all classes
of insurance, both life and non-life including medical products. The Agency also offers claim and risk management services both to members and non-members.

Mpawa Insurance FAQS

Mpawa auto insurance policy protects the insured against financial loss if the motor vehicle is involved in an accident, burnt, or stolen. The cover is for accidental own damage or loss to the motor vehicle and its accessories.

• Comprehensive cover
• Loss of use for 14 days (Courtesy Car)
• Towing Limit of Kes 50,000.00
• Authorized Repair Limit of Kes 50,000.00
• Windscreen Limit of Kes 50,000.00
• Radio cassette of Kes 50,000.00
• Emergency Medical of Kes 50,000.00
• Personal Accident for Insured/Authorized Driver of Kes 250,000.00
• Cost of alternative accommodation of Kes 10,000.00
• Loss of Keys following an accident of Kes 15,000.00
• Passenger legal liability- Any One Passenger of Kes 5 million, Per Event of Kes 20 million.
• Own Damage Excess Protector
• Geographical Area: East Africa
• Political Violence, Riots, Strike & Terrorism is covered



Car Value (Kes)            

Annual Premium (Kes)













Mpawa Insurance Agency is fully owned by Stima Sacco Society Limited.

Mpawa deals with all classes of insurance including Motor, Medical, Domestic Package, Fire etc.

Yes. M-Pawa offers various types of motor insurance covers depending on the type of the car, the age of the car and the use of the car. These covers can be categorized into either Comprehensive or Third Party.

Yes. The maximum age for a vehicle to be insured comprehensively is 15 years.

This insurance is affordable compared to the prevailing market rates and provides a wide range of extensions which are not covered by a normal insurance motor policy.

Yes. Mpawa has a family Last Expense cover which currently covers 10 family members with a range of options available. The lowest option goes for an annual
premium of Kes 3,300.00 per family per year.

Mandatory documents include copies of proposer’s ID, KRA Pin, Logbook, and an estimate of the vehicle’s value.premium of Kes 3,300.00 per family per year.

You will be required to produce your ID, your KRA Pin and a copy of the vehicle’s logbook.

Get an Insurance Cover

Fill in the details below and one of our insurance representatives will get back to you

remittance options


  • Customer downloads app pesadirect or visits
  • After installing the app, enter the amount to Send and click “continue”
  • Click “Sign Up” or login if you had previously registered on
  • Sign up as a new user
  • Select Receive Method as “Bank or Sacco Deposit”. Click “Add new Bank or Sacco”
  • Select Stima Sacco from the list
  • Enter your Stima Sacco Account Number 802*******00, and click “Add Bank or Sacco”
  • Add your method of payment (Debit Card preferred)
  • Review order information, and if OK, click “confirm”
  • Your Transaction is Complete! You may download the receipt for your records


Bank details to use

  • Account name: Stima Sacco Society
  • Account number: 01120069062600
  • Bank: Cooperative Bank
  • Branch: Stima Plaza Branch
  • Swift Code: KCOOKENA
  • Branch Code: 11035


Members with mpesa access can send directly using the Paybill options below.

Deposit using Mpesa

  • You need to be an M-PESA registered customer
  • Go to M-PESA on your phone menu
  • Select Payment Services/ Lipa na M-Pesa
  • Select Pay Bill Enter 823244

For Monthly Deposit, enter 802xxxxxxx00, where xxxxxxx is your member number.

For shares Capital, enter 800xxxxxxx00, where xxxxxxx is your Member number.

For Deposit into Prime a/c enter 801xxxxxxx00, where xxxxxxx is your member number.

NB: Your membership number ought to be seven digits.

  • Enter the amount you wish to pay
  • Enter your M-PESA PIN, confirm details are correct and press OK