Close this search box.

50 Years of Empowering Lives

Close this search box.

50 Years of Empowering Lives

Join the best Sacco

Stima Sacco was the first Deposit Taking Sacco to be licensed by Sasra and holds license number one
First Sacco to launch Instant ATM service
First Sacco to introduce Mobile Banking service
First Sacco to offer cheque truncation service
First conventional Sacco to launch a Shariah compliant product line
First conventional Sacco to issue Chequebooks
Previous slide
Next slide

Get a mortgage as low as 9% interest

from account opening on purchases and qualifying balance transfers. Terms apply.

Jijenge na M-Stima App

Elevate your financial experience by signing up for M-Stima mobile banking today. Convenience, security, and control—all in the palm of your hand

Enjoy One day Loan processing

Join stima sacco and enjoy a wide range of products and services, high dividend return and high interest rebates on Alpha deposit savings

24/7 Help Centre

In 50 years we’ve built more than an institution; we’ve built a legacy. Here’s to 50 more years of success.

View our Achievements

Stay Up to date

Read more News Articles

Don't miss on our latest promotion

Member Stories

Your Success, Our Story: Member Highlights

At Stima Sacco, our members are at the heart of everything we do. Over the past 50 years, we’ve had the privilege of witnessing countless stories of growth, resilience, and success. From young professionals kickstarting their careers to seasoned entrepreneurs expanding their businesses, each member’s journey is a testament to the power of community and financial empowerment. 

Dj Protege

Gladys Omuria

John Nyakwama

Godfrey Ong’ech

Stima and Cookies

This website uses cookies to ensure you get the best experience on our website. Read our Cookie Policy to learn more

remittance options


  • Customer downloads app pesadirect or visits
  • After installing the app, enter the amount to Send and click “continue”
  • Click “Sign Up” or login if you had previously registered on
  • Sign up as a new user
  • Select Receive Method as “Bank or Sacco Deposit”. Click “Add new Bank or Sacco”
  • Select Stima Sacco from the list
  • Enter your Stima Sacco Account Number 802*******00, and click “Add Bank or Sacco”
  • Add your method of payment (Debit Card preferred)
  • Review order information, and if OK, click “confirm”
  • Your Transaction is Complete! You may download the receipt for your records


Bank details to use

  • Account name: Stima Sacco Society
  • Account number: 01120069062600
  • Bank: Cooperative Bank
  • Branch: Stima Plaza Branch
  • Swift Code: KCOOKENA
  • Branch Code: 11035


Members with mpesa access can send directly using the Paybill options below.

Deposit using Mpesa

  • You need to be an M-PESA registered customer
  • Go to M-PESA on your phone menu
  • Select Payment Services/ Lipa na M-Pesa
  • Select Pay Bill Enter 823244

For Monthly Deposit, enter 802xxxxxxx00, where xxxxxxx is your member number.

For shares Capital, enter 800xxxxxxx00, where xxxxxxx is your Member number.

For Deposit into Prime a/c enter 801xxxxxxx00, where xxxxxxx is your member number.

NB: Your membership number ought to be seven digits.

  • Enter the amount you wish to pay
  • Enter your M-PESA PIN, confirm details are correct and press OK