Change Password

Once you log in successfully you will be required to change your password.

Log in

Once you receive the password or you had already signed up and have a password, Click on login. Enter your ID number. Enter your 7-digit member number. Enter your password. Enter the security code displayed in the space provided. Click on log in

How to access the web portal

Go to Click on tab on the top right corner of the webpage. This will take you to the sign in/log in page. Alternatively go directly to to access the log in/ sign in page

Accessing M-Pawa Menu

Dial *489# to login. Enter your 6-digit PIN. Answer the security question presented. You will then be presented with the M-Pawa Main Menu as shown.

How to activate M-pawa After Successful registration.

Dial *489# and enter your start pin. You will be prompted to change your PIN and confirm. The new PIN should be 6 digits. When PIN is saved successfully you will be prompted to log in again to set up security questions. Dial *489# and enter your new PIN. Answer security questions asked (Kindly note […]

How to transfer funds using M-Pawa Pesalink

To transfer funds from your Prime account to anotherbank using Pesalink: Dial *489# and select the second option ‘Funds Transfer.’Select a bank range such as 1 to access banks that begin with the letter A or B e.g., Bank of Africa.Select the destination Bank and enter the Account number.Enter the amount that you wish to […]

How to Register for M-Pawa Service.

Visit your nearest Stima Sacco Branch and fill in the M-Pawa application form. When successfully registered, you will receive a start PIN on the registered mobile number.

How to deposit money in your share capital account using M-Pawa

Dial *489# and choose the 3rd Option, M-pesa. Select the second option, M-pesa to SACCO account. Select the account you wish to deposit funds into i.e., Prime, Shares or Alpha deposits. Enter the amount you wish to deposit. Confirm the amount you wish to deposit by pressing 1. Confirmation to deposit funds is received by […]

Repaying your loans using M-Pawa

Dial *489#. Enter M-PAWA pin and answer security question. Select M-PAWA loans option from the menu. (4) Select pay loan option. (2). Select the loan you wish to repay. Select source of the funds either prime or M-PESA. Enter the amount. Confirm.